“The social consequences of debt include a covetous and inflationary society. When men spend prospective and still future earnings in the present, then, as the present passes, they are chained to their past spending by debt. Debt becomes a form of karma, a past which governs the present and the future and produces a society with a closed future. The slavery of debt binds man to the worst in their past; their debt-living cripples their present and helps determine and limit their future.”